Business Checking
Business Checking Accounts Designed to Support Your Success
Your business deserves a checking account that works as hard as you do. Our business checking accounts offer the flexibility, convenience, and tools you need to manage cash flow, streamline operations, and stay focused on growth. Whether you're a small business, nonprofit, or established company, our business checking solutions are designed to help you manage your finances efficiently, so you can spend more time running your business.
We're committed to helping local businesses succeed. With trusted service, modern tools, and flexible banking solutions, we’re more than a bank—we’re your financial partner.
Ohnward offers a range of business checking options to fit your needs.
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Business | Basic
Small businesses will love the ease of this account that provides checking services for accounts with low balances and minimal activity. This account is designed for businesses that have minimal transactions each month.
- $500.00 daily collected balance or $2,000.00 monthly average balance
- No monthly fee when minimum balance maintained
- $8.00 monthly fee *if balance falls below requirement
- First 75 debits and 300 deposited items free
- Per debit fee: $.20 per debit after 75
- Per deposit fee: $.10 per item after 300
- Includes monthly eStatements with check images and online banking
- Monthly paper statement fee: $5.00, opt out available
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Commercial Business Checking
Convenient account for mid to large businesses with heavy account activity.
- $2500 daily collected balance or $5000 monthly average balance
- No monthly fee when minimum balance maintained
- First 150 debits and 1000 deposited items free
- Monthly maintenance fee: $12.00 *if balance falls below requirement
- No charge for “on us” items
- Per debit fee: $.20 per debit after 150
- Per deposit fee: $.10 per item after 1000
- Includes monthly eStatements with free check images and online banking
- Monthly paper statement fee: $5.00, opt out available
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Commercial Super NOW Checking
This special account is available for sole-proprietors, non-profits, and government entities.
- $2500 daily collected balance*
- No monthly fee when minimum balance maintained
- First 75 debits and 300 deposited items free
- Interest paid on balances over $2500
- Monthly maintenance fee: $8.00 *if balance falls below requirement
- Per debit fee: $.20 per debit after 75
- Per deposit fee: $.10 per item after 300
- No Charge for “on us” items
- Variable interest rate is paid on balances over $2,500
- Includes monthly eStatement with free check images and online banking
- Monthly paper statement fee: $5.00, opt out available
*waived for documented non-profits